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Does Roofs Restored Have Proper Licensing & Insurance?

      When it comes to having work done on your home, the qualifications and legitimacy of the company doing the work are sure to be at the forefront of your thoughts. Any homeowner wants to be sure that the company they choose has all their ducks in a row. Roofs Restored wants to make that process easy for you. In other words, here are our ducks, *ahem* credentials.

LICENSE

      The first thing you’ll want to make sure with any contractor is that they are licensed in your state to perform work. For the state of Louisiana, you’ll want to go to the State Licensing Boards website. There you can perform a contractor search by name, license number, city/town, parish, type, or qualifying party. (A qualifying party is a term for the person who holds the exam scores for the license and maintains responsibility for the operations of a licensed business.) Below are the links to the contractor search page, as well as the link to Roofs Restored’s contractor details.

      If you follow the link, you’ll see each license our company carries, license numbers, statuses, effective and expiration dates, and the dates those licenses were first issued. With our current licensing, Roofs Restored can perform any work other than:

  • HVAC
  • electrical
  • plumbing
  • or that requires the removal of asbestos, hazardous waste, lead based paint, or underground storage tanks.

INSURANCE

      Check that the contractor has the proper insurance for your project. Your contractor should have a liability insurance policy that covers the work they will be performing. Be sure that your project falls under the same classification as the classification of the company’s insurance policy.
 
Roofs Restored carries a Commercial General Liability policy, which covers claims by a third party for bodily injury, property damage, or other losses caused by the company. Our policy covers events that occur while the policy is in effect and applies per occurrence, also known as an occurrence policy. To view a copy of our Certificate of Liability Insurance, click here.
 
However, some contractors may obtain workers’ compensation so they can acquire a license and then drop the policy once they have their license in hand. It’s not legal, but that doesn’t mean it doesn’t happen. It is best to check that every contractor you hire has a current worker’s compensation policy in place.
You can verify coverage by using this link to the Worker’s Compensation Coverage Verification page and performing a business search.

SIDE NOTE:
 It’s also a good idea to ask for proof of auto insurance if the contractor will have any vehicles on your property, as a general liability policy will not cover damage, for instance, should a limb fall on one of the vehicles while it is on your property. The company should also be able to provide you with a copy of their Certificate of Insurance that reflects each of their active policies.
Repairs or projects can be stressful and uncertain, but they don’t have to be. Taking the time at the start of your project to carefully qualify your contractor can save you from worrying if your project will be done the right way or that you’ll be covered should anything go awry. 
 
Finding it difficult to pick out a Roofing Contractor? Try reading,

Roofs restored's Louisiana License